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´ëÃâ(Loans)


¿¬ÇÕ´ëÃâ(AOAO)(Association (AOAO) Loan)

ÀÚÅüÒÀ¯ÀÚ ¿¬ÇÕ, Äܵµ¹Ì´Ï¾ö ¿¬ÇÕ, Interval Owner ¿¬ÇÕ, ±×¸®°í Co-OperativesÀÇ ¿¬ÇÕ´ëÃâ ÇÁ·Î±×·¥ÀÌ
ÀÚ»êÀÇ °ü¸®¸¦ µµ¿Íµå¸³´Ï´Ù.


±â¾÷ ÀͽºÇÁ·¹½º ¶óÀÎ ¿Àºê Å©·¹µ÷°ú ±â¾÷ ¶óÀÎ ¿Àºê Å©·¹µ÷
(Business ExpressLine of Credit and Business Line of Credit )

ȸÀüÇѵµ ¹æ½ÄÀÇ Å©·¹µ÷¶óÀÎÀº ´Ü±â°£ÀÇ ÀÚ±ÝÁ¶´Þ¿¡ À¯¿ëÇÕ´Ï´Ù. ¿À´Ã ÇÊ¿äÇϽŸ¸Å­ÀÇ ÀÚ±ÝÀ» »ç¿ëÇϽðí
°±À¸½Å ´ÙÀ½ Àå·¡¿¡ ÇÊ¿äÇϽЏ¸Å­ ´Ù½Ã Â÷¿ëÇϽʽÿÀ. ÀÚ±Ý ÀÌ¿ëÀÌ ¿ëÀÌÇϹǷΠ»ç¾÷¿î¿µÀÚ±ÝÁ¶´Þ¿¡
ƯÈ÷ À¯¿ëÇÕ´Ï´Ù.


±â¾÷¿ë ºÎµ¿»ê ´ëÃâ(Commercial Real Estate Loans)

±â¾÷ÀÚ»êÀÇ Ãëµæ, °Ç¼³ ¶Ç´Â ÀçÀ¶ÀÚ½Ã, °ÅÀÇ ¸ðµç »ç¾÷°èȹ¿¡ ¾Ë¸Â°Ô ÇÁ·Î±×·¥À» ¸ÂÃâ ¼ö ÀÖ½À´Ï´Ù.
±â¾÷ºÎµ¿»ê ´ëÃâ Àü¹®°¡µé·Î ±¸¼ºµÈ ÇÏ¿ÍÀÌÆÀ°ú º»ÅäÆÀÀÌ ´Ù³â°£ÀÇ °æÇèÀ» ¹ÙÅÁÀ¸·Î À¯¿¬ÇÏ°í ½Å¼ÓÇϰÔ
°¡´ÉÇÑ °èȹÀ» ¸ðµÎ ½ÇÇà½ÃÄÑ µå¸®°Ú½À´Ï´Ù.


¼Ò±â¾÷ °æ¿µ´ëÃâ(SBA)(Small Business Administration (SBA) Loans)

¼¾Æ®·² ÆÛ½ÃÇÈ ÀºÇàÀº ¼Ò±â¾÷ °æ¿µ´ëÃâÀ» ¼±È£ÇÕ´Ï´Ù. ÀÌ ´ëÃâÀº ºü¸¥ ½ÂÀÎÀ¸·Î °í°´´ÔÀÇ ºñÁî´Ï½º¸¦
°³¾÷ÇÏ°í ¼º°øÀ¸·Î ÀεµÇϴµ¥ ±â¿©ÇÒ °ÍÀÔ´Ï´Ù. Á¤ºÎ´ëÃâ ÇÁ·Î±×·¥ÀÇ ÇØ´ç¿©ºÎ¿¡ °üÇØ¼­µµ µµ¿Íµå¸± ¼ö
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»ç¾÷¿î¿µÀڱݰú ´Ü±â´ëÃâ(Working Capital and Short-Term Loans)

°æÁ¦½ÃÀå¿¡¼­ °æÀï·ÂÀÌ ÀÖÀ¸·Á¸é ÀÚº»ÀÌ ÇÊ¿äÇÕ´Ï´Ù. »ç¾÷±Ô¸ðÀÇ È®ÀåÀ̳ª ¼ºÀå¿¡ µû¶ó ÇÊ¿äÇϽŠÀçÁ¤¾÷¹«¿¡ ¾Ë¸ÂÀº ±¸Á¶Àû ´ëÃâÀ» µµ¿Íµå¸®°Ú½À´Ï´Ù. ¿î¿µÀڱݿ¡¼­ ¼³ºñÀÚ±Ý, ¹Ì¼ö±ÝÀ» À§ÇÑ ´ëÃâ±îÁö °æÀï¿¡¼­ ÇÑ¹ß ´õ ³ª¾Æ°¥ ¼ö ÀÖµµ·Ï ´Ü±âÀڱݴëÃâÀ» °¡´ÉÇÏ°Ô ÇØµå¸®°Ú½À´Ï´Ù.