°³ÀαÝÀ¶ :. °³ÀÎ ´çÁ¿¹±Ý

°³ÀÎ ´çÁ¿¹±Ý »óǰ°ú ¼­ºñ½º

¼¾Æ®·² ÆÛ½ÃÇÈ ÀºÇà¿¡¼­´Â ´Ù¾çÇÑ °³ÀδçÁ¿¹±Ý »óǰÀ» ÁغñÇÏ°í °í°´ÀÇ ¼±ÅÃÀ» µ½°í ÀÖ½À´Ï´Ù. 
À̰÷
À» Ŭ¸¯ÇϽøé ÃÖ´ëÀÇ ÀÌÀÍÀ» º¸ÀåÇÏ´Â ÀͼÁ¼Ç³Î °èÁ¿¡ ´ëÇÑ Á¤º¸¸¦ È®ÀÎÇÏ½Ç ¼ö ÀÖ½À´Ï´Ù.

ÀͼÁ¼Ç³Î °èÁÂ(Exceptional Plan)

¼¾Æ®·² ÆÛ½ÃÇÈ ÀºÇàÀÇ ¿¹±Ý°èÁÂ¿Í ´ëÃâ °èÁÂÀÇ ÀÜ°í¸¦ ÇÕÇÑ ±Ý¾×ÀÌ 1¸¸´Þ·¯ ÀÌ»óÀÎ °í°´¿¡°Ô´Â ÃÖ°íÀÇ
ÀÌÀ²°ú À¯µ¿¼º µîÀ» Á¦°øÇÏ´Â ´çÁ¿¹±Ý °èÁ¸¦ ÃßõÇÕ´Ï´Ù. ÀÚ¼¼ÇÑ »çÇ×Àº À̰÷À» Ŭ¸¯Çϼ¼¿ä.

ÃÊÀ̽º ¿¹±ÝSM(Choice CheckingSM*)

¸Å´Þ ¾Æ·¡ÀÇ ÇÊ¿äÁ¶°ÇÀ» ÃæÁ·½ÃŰ¸é ³ôÀº ÀÌÀÚ¸¦ ¹ÞÀ» ¼ö ÀÖ´Â ´çÁ¿¹±ÝÀÔ´Ï´Ù.

  • °èÁ À¯Áö ÀÜ°í ¼³Á¤ ¾øÀ½
  • ¸Å´Þ ¼ö¼ö·á ¾øÀ½
  • ¸ÅÀÏ ³ôÀº ÀÌÀ²ÀÇ º¹¸®°è»êÀ¸·Î ÇÑ´Ù*.
  • ¼öÇ¥¸¦ ¹«Á¦ÇÑ »ç¿ëÇÒ ¼ö ÀÖ´Ù.
  • üũ¡¤¼¼ÀÌÇÁŰÇÎ ¼­ºñ½º Á¦°ø

  • VISA¢çüũ Ä«µå (¹«·á)
  • ÇÏ¿ÍÀÌÁÖ ¹× ¹Ì±¹ º»Åä¿¡¼­ÀÇATMÀÌ¿ë(ÇÑ ´Þ¿¡ 20ºÒ±îÁö ¹«·á)**
  • ÀÎÅͳݡ¤¹ðÅ·(¹«·á)

 

¸Å´Þ ÇÊ¿äÁ¶°Ç

  • 15ȸÀÌ»ó ¼¾Æ®·²ÆÛ½ÃÇÈ ÀºÇà Visa¢ç üũīµå¸¦ »ç¿ëÇÏ¿© ¹°°ÇÀ» ±¸ÀÔÇÑ´Ù.

  • ±Þ¿©µîÀ» °èÁ·ΠÁ÷Á¢ ¿¹±ÝÀÌ µÇµµ·Ï ÇÑ´Ù.
  • °í°´ÀÇ °èÁ¿¡¼­ ÀÚµ¿ÀÌü Çϵµ·Ï ÇÑ´Ù.
  • ÀÎÅÍ³Ý ¹ðÅ·¿¡ µî·ÏÇϰí ÀÌ¿ëÇϵµ·Ï ÇÑ´Ù.
  • ¼öÇ¥ ¼¼ÀÌÇÁŰÇÎ ¼­ºñ½º¸¦ ÀÌ¿ëÇÑ´Ù.

*Higher interest rate and Annual Percentage Yield (APY) will be paid on balances up to $25,000 and **Central Pacific Bank will reimburse you up to $3 per transaction for any ATM surcharge incurred on your Choice Checking account nationwide, up to $20 per month, if your account meets the required transactions during the calendar month: at least 15 Central Pacific Bank Visa¢ç CheckCard purchases, one automatic payment, one direct deposit, and enrollment and login to Central Pacific Bank's Online Banking. Balances over $25,000 and accounts that do not meet the required transactions during the calendar month will earn a lower rate. Rates are variable and subject to change at any time after the account is opened. Minimum deposit of $50 required to open a Choice Checking account; thereafter no minimum balance required and no monthly service fee. To qualify, you must provide and maintain a valid e-mail address. Check Safekeeping service is required and will be automatically converted to e-statements (online statements) when available.

°ñµå üŷ(Gold Checking)

¸Å´Þ $6ÀÇ ¼ö¼ö·á¸¦ ³»°í ¿©·¯ °¡ÁöÀÇ ¼­ºñ½º°¡ Á¦°øµÇ´Â ´çÁ¿¹±Ý °èÁÂÀÔ´Ï´Ù.

  • ÃÖ¼Ò ÀÜ¾× ¼³Á¤ ¾øÀ½
  • ¼öÇ¥¹ßÇà Á¦ÇÑ ¾øÀÌ »ç¿ë
  • ÀÌÀÚ´Â ¸ÅÀÏ º¹¸®°è»ê Àû¿ë
  • ¹ßÇàµÈ ¼öÇ¥ÀÇ À̹ÌÁö¸¦ ¸í¼¼¼­¿¡ ÇÔ²² Ç¥½Ã
  • ·Î¿­Æ¼ ¼öÇ¥³ª ºäƼǮ ÇÏ¿ÍÀÌ ¼öÇ¥´Â Çѹø ÁÖ¹®ÇÒ ¶§ ÇÑ »óÀÚ´Â ¹«·á Á¦°ø
  • üũīµå ¹«·á
  • ÀÎÅÍ³Ý ¹ðÅ· ¹«·á
  • ÀüÈ­»ç¿ë ¹«·á
  • ½ÅºÐµµ³­ ¹æÁö º¸¾È
  • ÁöºÒÄ«µå º¸¾È
  • $5,000 ¿©ÇàÁß »ç°í ¹× »ç¸Á º¸Çè
  • ¿©Çà Áß ±ä±Þ»çÇ× º¸Á¶ ¼­ºñ½º
  • ½Ä´ç ÇÒÀÎ
  • ¼îÇÎ ¹× °¢Á¾ ¼­ºñ½º ÇÒÀÎ
  • ¿©Çà ¹× °¢Á¾ ¿£ÅÍÅ×À̸յå ÇÒÀÎ
  • 󹿾à, ¾È°ú(¾È°æ, ÄÜÅØÆ® ·»Áî) ¹× º¸Ã»±â ÇÒÀÎ ÇÁ·Î±×·¥

ÀÌÀÚ Ã¼Å·°èÁÂ(Interest Checking)

Earns interest with a modest minimum balance.

  • °èÁÂÀ¯Áö ÀÜ¾× $1,000¹Ì¸¸½Ã: ¸Å´Þ $10.00
    • ÀÚµ¿ÀÔ±Ý ¶Ç´Â ¼öÇ¥ ¼¼ÀÌÇÁŰÇÎ ÀÌ¿ë½Ã: ¸Å´Þ $9
    • ÀÚµ¿ÀÔ±Ý ¹× ¼öÇ¥ ¼¼ÀÌÇÁŰÇÎ ÀÌ¿ë½Ã: ¸Å´Þ $8)
    • »çȸº¸Àå¼öÇ¥ÀÇ ÀÚµ¿ÀԱݽÃ: ¹«·á
  • ¼öÇ¥¹ßÇà Á¦ÇÑ ¾øÀÌ »ç¿ë
  • ÀÌÀÚ´Â ¸ÅÀÏ º¹¸®°è»ê Àû¿ë
  • ¹ßÇàµÈ ¼öÇ¥ÀÇ À̹ÌÁö¸¦ ¸í¼¼¼­¿¡ ÇÔ²² Ç¥½Ã
  • VISA¢çüũīµå ¹«·á
  • ÀÎÅͳݹðÅ· ¹«·á
  • ÀÎÆ÷¶óÀÎ(Infoline) ÀüÈ­»ç¿ë ¹«·á

 

üŷ Five -0 °èÁÂ(Checking Five-O)

50¼¼ÀÌ»óÀÇ °í°´¸¸À» À§ÇÏ¿© µðÀÚÀÎ µÈ üŷ Five-o ±¸Á´ °èÁÂÀ¯Áö ÀܰíÀÇ ¼³Á¤ÀÌ ¾ø°í,
ÀÌÀÚ°¡ ÁöºÒµË´Ï´Ù.

  • °èÁÂÀ¯Áö ÀÜ°í ¼³Á¤¾øÀ½
  • ¸Å´Þ °èÁÂÀ¯Áö ¼ö¼ö·á ¾øÀ½
  • ¼öÇ¥¹ßÇà Á¦ÇÑ ¾øÀ½
  • ÀÌÀÚ´Â ¸ÅÀÏ º¹¸®°è»ê Àû¿ë
  • ¹ßÇàµÈ ¼öÇ¥ÀÇ À̹ÌÁö¸¦ ¸í¼¼¼­¿¡ ÇÔ²² Ç¥½Ã
  • VISA¢çüũīµå ¹«·á
  • ÀÎÅÍ³Ý ¹ðÅ· ¹«·á
  • ÀÎÆ÷¶óÀÎ(Infoline) ÀüÈ­»ç¿ë ¹«·á

 

ÅäÅ»¸® ÇÁ¸® üŷ °èÁÂ(Totally Free Checking)**

°í°´ÀÇ ±âº»ÀûÀÎ ÇÊ¿äÁ¶°ÇÀ» ä¿öÁִ üŷ±¸ÁÂÀÔ´Ï´Ù.
°èÁÂÀ¯Áö ÀÜ°í°¡ ÇÊ¿ä¾ø°í üŷ±¸ÁÂÀÇ Æí¸®ÇÔÀ» ¸ðµÎ Á¦°ø¹ÞÀ» ¼ö ÀÖ½À´Ï´Ù.

  • °èÁÂÀ¯Áö ÀÜ°í ¼³Á¤ ¾øÀ½
  • ¸Å´Þ °èÁÂÀ¯Áö ¼ö¼ö·á ¾øÀ½
  • ¼öÇ¥¹ßÇà Á¦ÇÑ ¾øÀ½
  • ¼öÇ¥ ¼¼ÀÌÇÁŰÇÎ
  • VISA¢çüũīµå ¹«·á
  • ÀÎÅÍ³Ý ¹ðÅ· ¹«·á
  • ÀÎÆ÷¸ÞÀμǶóÀÎ(Infoline) ÀüÈ­»ç¿ë ¹«·á

 

** Does not include cost of checks. There is no monthly service charge on this account. However, please refer to our Schedule of Fees for information on other fees, such as insufficient funds fees which may be assessed to your account.

 

Enhancements to Checking Accounts

¼¾Æ®·²ÆÛ½ÃÇÈ ÀºÇà VISA¢ç üũīµå(Central Pacific Bank VISA¢ç CheckCard)

ÆÄÀ̳½½º ºñ¿ëÀÌ µéÁö ¾Ê´Â Æí¸®ÇÑ Ä«µåÀÔ´Ï´Ù. ¼¾Æ®·²ÆÛ½ÃÇÈ ÀºÇàÀÇ Ã¼Å©Ä«µå·Î ÁöºÒ°ú µ¿½Ã¿¡ ´ë±ÝÀÌ Ã¼Å· °èÁ·κÎÅÍ ±¸¸Å¾×ÀÌ ÀÚµ¿À¸·Î °øÁ¦µË´Ï´Ù. VISAÄ«µå¸¦ »ç¿ëÇÏ½Ç ¼ö ÀÖ´Â °÷À̶ó¸é ¾îµð¼­µçÁö »ç¿ëÇÏ½Ç ¼ö ÀÖ½À´Ï´Ù..


üũ-¾î-·Ð(Check-A-Loan)***

üũ-¾î-·ÐÀ» ¼³Á¤Çϸé üŷ°èÁ¿¡¼­ ÃʰúÀÎÃâ·Î ÀÎÇÑ ¹Ù¿î½º ¼öÇ¥°¡ ÀϾ¼­ ÀÏÁ¤ÀÇ ¹ú±ÝÀ» ¹°¾î¾ßÇÏ´Â
ÀÏÀ» ¸·À» ¼ö ÀÖ½À´Ï´Ù. ÀºÇà °³ÀΠüŷ°èÁÂÀÇ ¼öÇ¥¸¦ ¾²½Ã°Å³ª üũ-¾î-·Ð ¼öÇ¥¸¦ ¹ßÇàÇÒ ¼ö ÀÖ½À´Ï´Ù.
½ÂÀÎÀ» ¹ÞÀ¸½Ã¸é $500ºÎÅÍ $10,000±îÁö °¡´ÉÇÕ´Ï´Ù.
°©ÀÚ±â Çö±ÝÀÌ ÇÊ¿äÇÒ ¶§ »ç¿ëÇÒ ¼ö ÀÖ´Â Æí¸®ÇÑ ¼­ºñ½ºÀÔ´Ï´Ù.*** ½ÂÀÎÀ» ¹ÞÀ¸¼Å¾ß ÇÕ´Ï´Ù.


ÀÎÆ÷¶óÀÎ(Infoline) ÀüÈ­»ç¿ë ¹«·á( INFOLINE Telephone Access)

ÅÍġſ ÀüÈ­¸¦ ÀÌ¿ëÇÏ¿© 24½Ã°£ ¾ðÁ¦¶óµµ ´ÙÀ½°ú °°Àº ¼­ºñ½º¸¦ Æí¸®ÇÏ°Ô ÀÌ¿ëÇÏ½Ç ¼ö ÀÖ½À´Ï´Ù.
ÀÎÆ÷¶óÀÎÀ» ÀÌ¿ëÇÏ¿©:

  • °èÁÂÀÇ Àܰí Á¶È¸
  • °èÁ ÀÌü
  • ¼¾Æ®·² ÆÛ½ÃÇÈ ÀºÇàÀÇ ´ëÃâ ÁöºÒ
  • ÇöÀçÀÇ ¿¹±Ý¹× ´ëÃ⠱ݸ® Á¶È¸


üũ ¾ÈÀüº¸°ü(Check Safekeeping)

¼öÇ¥ º¸°ü ÇÁ·Î±×·¥À¸·Î ÁöºÒÀÌ ³¡³­ ¼öÇ¥¸¦ Á¤¸®Çϰųª º¸°üÇÏ´Â ¹ø°Å·Î¿ò ¾øÀÌ ´çÁ °èÁÂÀÇ º¸°í¼­¸¦
¹Þ¾Æº¸½Ç ¼ö ÀÖ½À´Ï´Ù. ÀúÈñ ÀºÇà¿¡¼­ ¸ðµÎ °ü¸®ÇØ µå¸®°í ¼öÇ¥ÀÇ º¹»çº»ÀÌ ÇÊ¿äÇϽøé Á¦°øÇص帳´Ï´Ù.
(¸Å´Þ 10ÀåÀÇ ¼öÇ¥±îÁö´Â ¹«·á)

¿Ö üũ º¸°üÀΰ¡?

  • ÁöºÒµÈ ¼öÇ¥¸¦ Áý¿¡ º¸°üÇϰí Á¤¸®ÇØµÑ Çʿ䰡 ¾ø½À´Ï´Ù.
  • ÁöºÒ Ãë¼ÒµÈ ¼öÇ¥¿¡ ´ëÇØ ºÐ½Ç, µµ³­ ¶Ç´Â ¼Õ½Ç¿¡ °üÇÑ °ÆÁ¤ÇÒ Çʿ䰡 ¾ø½À´Ï´Ù.
  • ÀüÈ­ ÇÑ ÅëÈ­·Î ¼öÇ¥ÀÇ º¹»çº»À» ¹Þ¾Æº¸½Ç ¼ö ÀÖ½À´Ï´Ù.

üũ À̹ÌÁö(Check Imaging)

üũ À̹ÌÁö¸¦ ÀÌ¿ëÇÏ¿© °èÁ¸¦ ¾ÈÀüÇϰí, Æí¸®Çϰí, °£´ÜÇÏ°Ô °ü¸®ÇÒ ¼ö ÀÖ½À´Ï´Ù. »ç¿ëÇϽмöÇ¥´Â ÀºÇàÀÌ °ü¸®Çϸç, ¸Å¿ùÀÇ ¸í¼¼¼­¿¡ »ç¿ëÇϽмöÇ¥ÀÇ À̹ÌÁö¸¦ ÷ºÎÇϰڽÀ´Ï´Ù.

¿Ö üũ À̹ÌÁö°¡ ÇÊ¿äÇѰ¡?

  • º¹ÀâÇÑ ¼öÇ¥ÀÇ °ü¸®¸¦ °£´ÜÇÏ°Ô ÇÕ´Ï´Ù.
  • ÁöºÒÀÌ ³¡³­ ¼öÇ¥ÀÇ º¸°üÀ» À§ÇÑ Àå¼Ò°¡ ÇÊ¿ä ¾ø½À´Ï´Ù.
  • ¸ðµç ¿¬¹æ ¹× ÁÖ Á¤ºÎ¿¡¼­µµ À̹ÌÁö°¡ ÀÎÁ¤µË´Ï´Ù.
  • À̹ÌÁöÀÇ Àç¹ßÇ൵ ½Å¼ÓÈ÷ ½Ç½ÃÇÒ ¼ö ÀÖ½À´Ï´Ù.
  • º¸°üÀÇ Æí¸®ÇÔ

ÀÚµ¿ÀÔ±Ý(Direct Deposit)

¼¾Æ®·² ÆÛ½ÃÇÈ ÀºÇàÀÇ °èÁ·ΠÀÚµ¿ ÀÔ±ÝÀ» ÅëÇØ ¼öÇ¥ÀÇ ºÐ½ÇÀ̳ª µµ³­À» ¹æÁöÇÒ ¼ö ÀÖ½À´Ï´Ù.
Á¤ºÎ·Î ºÎÅÍÀÇ ¼öÃë±Ý, »çȸº¸Àå±Ý, ±Þ¿© µîÀÌ ´ë»óÀÌ µË´Ï´Ù.

ÀÚµ¿ÀÌü(Automatic Authorized Withdrawal)

¸Å´Þ ÁöºÒÇØ¾ß ÇÏ´Â ÁöºÒ±ÝÀ» ÀÚµ¿ÀÌü¸¦ ÅëÇØ üŷ °èÁ¸¦ ÅëÇØ ÁöºÒÇϹǷÎ, ¿¬Ã¼±ÝÀ» ¸·À» ¼ö°¡
ÀÖ½À´Ï´Ù. (ÁÖÅÃÀ¶ÀÚ, ÀüÈ­¼¼, Àü±â¼¼ µî)


Àü½Å ¼Û±Ý(Wire Processing)

ÀúÈñ ÀºÇàÀÇ Àü½Å¼Û±ÝÀº ¾ÈÀüÇϰí È¿À²ÀûÀ¸·Î ÀÚ±ÝÀ» À̵¿½Ãŵ´Ï´Ù. ÀÚ±Ý ¼Û±Ý ½ÂÀμ­ Á¦ÃâÀº Fax·Î
½Åûµµ °¡´ÉÇÕ´Ï´Ù. Àü½Å¼Û±Ý¿¡ °üÇÑ ÀÚ¼¼ÇÑ »çÇ×Àº À̰÷À» ÂüÁ¶ÇϽʽÿÀ.